Guild Holdings Company (NYSE:GHLD ) Q1 2022 Earnings Conference Call May 6, 2022 8:30 AM ET Company Participants Michael Kim – IR Mary Ann McGarry – CEO Terry Schmidt – President Amber Kramer – CFO Conference Call Participants Rick Shane – JP Morgan Paul Fandetti – Wells Fargo Securities Trevor Cranston – JMP Securities Operator Good morning, ladies and gentlemen, and welcome to the Guild Holdings Company First Quarter 2022 Earnings Conference Call. [Operator Instructions] As a reminder, this call will be recorded.